TERMS OF SERVICE
The rules for using Calmorg.
These terms explain what you can expect from our comparison service and what we expect from you.
Last updated: August 28, 2026
Agreement to these terms
These terms govern your use of Calmorg Insure. By using this site you agree to them. If you do not agree, please do not use the service.
What this service is (and is not)
Calmorg Insure is a free marketing and comparison website operated by Calmorg Insure LLC. We help consumers find and connect with third-party licensed insurance providers.
We are not an insurance company, insurance agency, broker, or producer. We do not underwrite, issue, sell, or service insurance policies; we do not provide insurance, financial, or legal advice; and nothing on this site is a quote, an offer of coverage, or a recommendation of any particular policy. All quotes, applications, coverage decisions, pricing, and policies come exclusively from the licensed third-party provider you choose to work with.
Eligibility
The service is intended for individuals 18 years or older located in the United States.
Quotes, estimates and guarantees
We do not guarantee that you will receive a quote, be offered coverage, qualify for any product, or save money. Any figures shown on this site are illustrative examples, not quotes. Provider availability varies by state and by your individual circumstances, and not all insurers or products available in your state are represented on this site.
Compensation disclosure
We receive compensation from partner providers and marketing networks when we connect them with consumers. This compensation may influence which providers we feature and where. See our Advertising Disclosure.
Third-party websites and providers
When you click through to a provider, you leave this site. We are not responsible for the content, accuracy, products, services, or privacy practices of any third-party website or provider. Your dealings with a provider — including any application, purchase, or claim — are solely between you and that provider.
Acceptable use
You agree not to:
- Use the site for any unlawful purpose;
- Scrape, harvest, or copy site content or data by automated means;
- Interfere with the operation or security of the site, or attempt to access non-public systems;
- Provide false or misleading information.
Intellectual property
The site, including its text, design, graphics, and logos, is owned by Calmorg Insure LLC or its licensors and is protected by intellectual property laws. You may not reproduce or exploit any part of the site without our prior written permission.
Carrier and provider names and logos are the property of their respective owners and are shown for identification and comparison purposes only. Their appearance does not imply endorsement of, or affiliation with, Calmorg Insure.
Disclaimer of warranties
The site is provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the site will be uninterrupted, error-free, or secure.
Limitation of liability
To the maximum extent permitted by law, Calmorg Insure LLC and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or goodwill, arising out of or related to your use of the site or your dealings with any third-party provider. Our total aggregate liability for any claim relating to the site will not exceed one hundred US dollars ($100).
You agree to indemnify and hold harmless Calmorg Insure LLC from claims arising out of your misuse of the site or violation of these terms.
Disputes and governing law
These terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law principles.
Changes to these terms
We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.
Contact
Calmorg Insure LLC, 30 N Gould St, Ste R, Sheridan, WY 82801 · support@calmorg.com
We are a comparison service, not an insurer
Coverage is issued by the licensed provider you choose. Their policy documents govern your coverage, not these terms. See our legal and compensation disclosures.
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